Sparking a world where a financial barriers no longer restrain the potential of
MSMEs & Individuals

Empowering enterprises & individuals by transforming financial ecosystem with AI enabled uncollaterized credit and financial solutions

Ethiopia's First
Data-Driven Credit
Risk Decisioning

Providing alternative credit scoring, decision engine
platform, and digital lending infrastructure
for Financial Institutions & Businesses


Qena for Financial Institutions


Empowering Financial Institutions with
Banking (Platform) as a Service to unlock,
diversify, and capture new markets while
amplifying financial inclusion




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Qena for Businesses


Enabling businesses & platforms to deliver
seamless Embedded Finance services to customers

Performance

Facilitating our partners in achieving aspirational goals together with Qena

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Amount disbursed

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Unique customers

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Loans disbursed

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Bank

The Qena Story

Discover Qena's breakthrough in Ethiopia's Credit Market! Dive into our compelling video and explore how our innovative digital financial solutions, from savvy data-driven credit scoring to robust collection and fraud management, are reshaping the industry.

Our Solutions

QENA SCORE
QENA B(P)AAS
QENA BNPL
QENA INVOICE FINANCE

DATA AND CREDIT DECISIONING SOFTWARE
THAT WILL CHANGE THE WAY YOU THINK
ABOUT YOUR RISK STRATEGY.

Our Services

Revolutionize your lending journey with Qena's B/PaaS Digital Platform - your one-stop solution for smooth credit applications, underwriting, monitoring, and customer-focused collection management.

Harness Qena's AI-driven credit scoring for rapid, precise insights into creditworthiness, ensuring your decisions are always data-backed and accurate.

Experience enhanced operational efficiency and adaptability with our diverse, scalable financial solutions, meticulously crafted to meet your unique business and customer needs.

Fuel business growth with our targeted marketing campaigns, lead generation, and customer profiling, meticulously designed to attract and retain a loyal clientele.



Experience a surge in customer satisfaction as Qena's professional call center ensures prompt and effective solutions to all inquiries, fostering positive customer interactions and reinforcing your brand's reliability and customer-centric approach. 

Effortlessly navigate your institution's transformation with our support through implementation and customization to training, ensuring a smooth, successful journey throughout your entire project lifecycle.

REQUEST A DEMO

Qena is committed to transforming the financial ecosystem by enabling its partners provide AI-enabled solutions. Let us embark on a journey together of a prosperous & financially inclusive future and achieve aspirational business goals for your company.  

Our Growing Partnerships 

Testimonials

Latest News

Join us on our mission to build a better financial future.

 

©2023, Qena Software Design and Development PLC - a subsidiary of Kifiya Financial Technology