Sparking a world where a financial barriers no longer restrain the potential of
MSMEs & Individuals

Empowering enterprises & individuals by transforming financial ecosystem with AI enabled uncollaterized credit and financial solutions

Ethiopia's First
Data-Driven Credit
Risk Decisioning

Providing alternative credit scoring, decision engine
platform, and digital lending infrastructure
for Financial Institutions & Businesses


Qena for Financial Institutions


Empowering Financial Institutions with
Banking (Platform) as a Service to unlock,
diversify, and capture new markets while
amplifying financial inclusion




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Qena for Businesses


Enabling businesses & platforms to deliver
seamless Embedded Finance services to customers

Performance

Facilitating our partners in achieving aspirational goals together with Qena

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Amount disbursed

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Unique customers

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Loans disbursed

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Bank

The Qena Story

Discover Qena's breakthrough in Ethiopia's Credit Market! Dive into our compelling video and explore how our innovative digital financial solutions, from savvy data-driven credit scoring to robust collection and fraud management, are reshaping the industry.

Our Solutions

QENA DECISIONING

Innovative decisioning solution tackling financial challenges via alternative credit scoring, tailored ratings, secure authentication, and data analysis.

QENA EMBEDDED

The innovative technology solution enables platform-based businesses and ecosystem players to integrate financing services into their core offerings.

QENA INVOICING

The tailored technology solution for businesses and individuals offering innovative invoice discounting products, ensuring their timely funds for raw material and supply needs are met.
Qena core

QENA BPAAS

The cutting-edge technology solution empowering financial institutions to offer uncollateralized digital lending to MSMEs, Small holder farmers, and individuals.

QENA DIF

The Innovative Sharia-compliant Digital financial solution offering for financial institutions to serve MSMEs and individuals.

Our Growing Partnerships 

Financial institution partners expanding Uncollateralized digital lending capabilities through the Qena-powered infrastructure.

Our Market

Serving Banks, and Microfinance agencies, Qena enables them to unlock, diversify, and capture new markets, while amplifying financial inclusion.

Enabling platform-based businesses and fintech ecosystem players to integrate and offer financing solutions to their customers .

REQUEST A DEMO

Qena is committed to transforming the financial ecosystem by enabling its partners provide AI-enabled solutions. Let us embark on a journey together of a prosperous & financially inclusive future and achieve aspirational business goals for your company.  

Testimonials

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