About Us

Ethiopia's first AI Data-Driven Risk Decisioning, and Banking Platform as a Service infrastructure provider

Our Journey

Qena, established in 2015 as a subsidiary of Kifiya Financial Technology, revolutionizes Ethiopia’s financial landscape with AI-powered digital lending solutions. Our innovative approach focuses on uncollateralized credit offerings through advanced credit scoring, enabling faster and more precise financial decisions.  Our belief in collaboration, training, and co-creation has steered our journey, allowing us to work in partnership with financial institutions to develop innovative solutions that bridge financial gaps focused on the underserved segments of the population, including MSMEs, smallholder farmers, and individuals. With a rich repository of 5 years’ time-series data and customized psychometric scoring, Qena is dedicated to building a better financial future for all. 

Qena, committed to empower financial institutions with state-of-the-art Digital Lending technology solutions, fueling economic growth

Our Vision

Sparking a world where financial barriers no longer restrain the potential of MSMEs & individuals

Our Mission

Empowering MSMEs & individuals by transforming financial ecosystem with AI-enabled uncollateralized credit and financing solutions

Our Values


We are agile in predicting, understanding, and meeting the evolving needs of our partners & users.


We commit to implement pioneering technology and AI-driven financial solutions for our partners & users.


Our purpose is to promote equitable opportunities for individuals and businesses to transform the financial landscape. 


We cultivate collaborative partnerships internally & externally for our shared success.