Qena B/PAAS

Qena's Banking Platform as a Service (B/PASS) is a revolutionary Digital lending solution tailored for financial institutions such as banks and microfinance institutions to streamline your digital lending processes.

Trusted by

Enhanced Efficiency

Qena B/PaaS optimizes lending operations, reducing manual processes and enhancing overall efficiency for FIs.

Scalability

Our platform is designed to accommodate the growth of your institution, enabling seamless scalability as your business expands.

Risk Management

Qena B/PaaS integrates advanced decisioning and alternative credit scoring infrastructure to mitigate risks associated with lending.

Key Components of Qena B/PaaS

Product Management

Efficiently manage and customize financial products and services to meet the diverse needs of MSMEs.

Customer Management

Seamlessly onboard and manage customer relationships, enhancing customer experience and retention.

Credit Management

Streamline credit assessment processes, automate decision-making, and manage credit portfolios effectively.

Payments

Facilitate secure and convenient payment processing, enabling seamless transactions for both FIs and customers.

Business Intelligence

Harness the power of data analytics to gain actionable insights, optimize operations, and drive strategic decision-making.

Debt Collection

Automate debt collection processes, improving recovery rates and reducing delinquencies.

Qena-Powered Banking Platforms

Michu Digital Lending Platform

Leveraging Qena B/PaaS, the Cooperative Bank of Oromia has revolutionized its digital lending operations, providing tailored financial solutions to MSMEs with unprecedented efficiency.

Products

Michu Guyya
  • Working capital loans for nano-sized businesses 
  • The Credit limit: from 2,000 to 15,000 Birr
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 Michu Wabi
  • Working capital loans for micro-retailers
  • Credit limits: from Birr 50,000-100,000 Birr
  • Interest Rate: 8%
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Credit Period:
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Access Fee

Michu Digital Lending Platform

Leveraging Qena B/PaaS, the Cooperative Bank of Oromia has revolutionized its digital lending operations, providing tailored financial solutions to MSMEs with unprecedented efficiency. ​

Abol Digital Lending Platform

Bunna International Bank benefits from Qena's comprehensive suite of tools to streamline lending processes and foster sustainable growth within the cooperative sector.

Efoyta Digital Lending Platform

Wegagen Bank's Innovation Hub powered by Qena B/PaaS drives innovation in digital lending, enabling the bank to stay ahead in the rapidly evolving financial landscape.

Lewedajae Digital Lending Platform

Amhara Bank embraces smart lending practices with Qena B/PaaS, facilitating access to capital for emerging entrepreneurs and fostering economic empowerment.

Malefia Digital Lending Platform

Enat Bank utilizes Qena's platform to expand its reach and enhance financial inclusion, empowering underserved communities with access to essential financial services.

Michu Digital Lending Platform

Leveraging Qena B/PaaS, the Cooperative Bank of Oromia has revolutionized its digital lending operations, providing tailored financial solutions to MSMEs with unprecedented efficiency. ​

Experience the Future of Digital Lending with Qena B/PaaS.

Contact us today to schedule a demo and learn how our platform can transform your lending operations and drive growth.